Platform Overview

AML made simple

One simple process for your business, your team and your clients

Ratified makes AML compliance simple by managing onboarding, due diligence, and record keeping through one connected digital workflow.

From setup through to client verification, every step is designed to reduce admin, improve consistency and create a smoother compliance experience.

Ready to make AML simple?

“Ratified has saved us hundreds of hours in manual onboarding and compliance checks. What used to take days now takes minutes.”

Peter Jones

Partner, Jones & Swift Legal

It's easy as 1-2-3

Set up your business 1

Create your Ratified business account.

Your business creates a Ratified account, nominates a Compliance Officer, and establishes its AML/CTF framework within the platform. This includes: • Secure account setup • User access controls • Compliance Officer nomination • Dashboard activation Once set up, your audit trail becomes visible in real time through your Ratified dashboard.

Enable your team 2

Bring agents and staff into one simple process.

Agents or authorised users are invited into Ratified and verified before onboarding clients. Once verified, your team is then ready to manage AML workflows consistently through the platform. This means: • Secure user access • Guided user verification • Clear workflow access • Activity tracked automatically Each agent has visibility through dedicated dashboard reporting, helping principals and compliance owners maintain oversight.

Onboard your client 3

A simpler experience for your clients too.

Clients receive a secure link to complete onboarding through Ratified. They enter their details once, upload required documents, and complete verification through one guided process. Ratified then helps: • Complete identity checks • Review required information • Store records securely • Issue a verification certificate Once complete, the client receives a secure Ratified QR code that can be shared where appropriate.

Ownership and Monitoring

Ownership and control made clearer

Ratified maps ownership structures to identify the individuals behind companies and trusts. A visual ownership view helps reviewers understand control and when extra checks may be required.

Ongoing Monitoring (subscription feature)

Compliance doesn’t stop after verification.

Monitoring runs separately from the original verification. The system checks for relevant

changes such as sanctions updates, politically exposed person status changes, adverse media, registry updates, and ownership changes

Compliance support built in

More than check practical operational support.

Ratified also helps businesses strengthen internal compliance processes through:

AML documentation support

Risk Assessment generation

AML/CTF Program creation

Plus, transaction checklists and guidance.

Training support (online)

Online training packs
Completion tracking stored against business records

Optional Compliance Support

For organisations that require additional assistance, Ratified can explore tailored guidance to help establish or refine AML/CTF processes. This support complements the platform but does not replace legal or regulatory advice. Compliance responsibility and decisions remain with your organisation.

See how simple AML can be in practice

Book a walkthrough of Ratified and explore how onboarding, checks, dashboards, and audit-ready records work together in one simple flow.

Book a demo

Glossary of terms:

AML = Anti-Money Laundering
CTF = Counter-Terrorism Financing
CDD = Customer Due Diligence
ECDD = Enhanced Customer Due Diligence
PEP = Politically Exposed Person
UBO = Ultimate Beneficial Owner